Own Your Own Mortgage Business

From Loan Officer to Mortgage Broker—Without the Risk

Fear of lost income, leaving your job, or having your pipeline held hostage shouldn't stop you from becoming your own boss. The Mortgage Broker Transition Team provides a low-risk, high-reward path to launching your independent mortgage company—while continuing to earn.

Learn How You Can TransitionSchedule a no pressure discovery call.

100%

You keep all the profit.

20+

Years of industry experience supporting you.

Unlimited

Growth potential

The Transition Team Advantage

Why Choose the Mortgage Broker Transition Team?

Transitioning from loan officer to mortgage broker can feel overwhelming—fear of lost income, compliance hurdles, and business setup challenges can hold you back. The Mortgage Broker Transition Team removes those barriers, giving you a secure, guided path to launching your own brokerage—without sacrificing your income or pipeline.

Earn While You Transition

Stay fully licensed and continue closing deals while setting up your brokerage.

No Job or Pipeline Risk

Keep control of your pipeline and income while making the move. You’ve worked hard to build your business, and you shouldn’t have to start over. With our transition program, you remain in full control of your deals, commissions, and client relationships while preparing for your next step. No frozen pipelines, no unexpected disruptions—just a smooth, strategic move into brokerage ownership.

Step-by-Step Guidance

Our team walks you through licensing, compliance, and operations. Starting a mortgage brokerage involves more than just filing paperwork—you need a solid foundation. From navigating NMLS licensing to setting up compliance systems and structuring your daily operations, we provide expert guidance every step of the way, ensuring you're fully prepared to run a successful business.

Done-For-You Setup

We handle the details so you can focus on growing your business. The back-end setup of a mortgage brokerage can be time-consuming and complex. Our team takes care of the heavy lifting—licensing applications, lender approvals, compliance documentation, and operational setup—so you can keep doing what you do best: closing loans and growing your business.

Move at Your Pace

Transition in a timeframe that works for you—no pressure, no rush. Every loan officer’s situation is different, which is why our transition program is designed to be flexible. Whether you want to take a few months or a full year to fully establish your brokerage, we support your journey at the speed that makes sense for you—ensuring a smooth, stress-free transition without unnecessary pressure.

Don't Risk It All to Start Your Mortgage Business

The Mortgage Broker Transition Team gives you a secure, guided path to independent ownership—while keeping your income, your pipeline, and your confidence intact.

Schedule a Call

How It Works

A Simple Low-Risk Path to Ownership. How Does It Work?

Starting your own mortgage brokerage doesn’t have to be overwhelming. Our step-by-step transition plan ensures you can launch your business at your own pace, with expert support and zero disruption to your income.

Consulting & Planning

Book a free strategy call to discuss your current situation, goals, and timeline so we can build a custom transition plan.

Get Licensed & Start Earning

We pair you with a licensed partner broker in your state, allowing you to continue originating loans without interruption. Start working as a mortgage broker immediately while receiving expert guidance from our team to seamlessly transition into full ownership.

Build Your Business with Our Support

Collaborate with our team to establish compliance, operations, and lender relationships for your mortgage brokerage. A dedicated account manager will guide you through a fast-tracked onboarding process, ensuring you have the tools and resources to start brokering loans quickly and efficiently.

Transition to Full Independence

When you're ready, transition smoothly into owning your mortgage brokerage—without risking your income or job stability. Take up to 12 months to master mortgage brokering, learn how to efficiently operate your business, and receive expert guidance every step of the way.

How we Help

Our Clients:
What do They Say?

Our clients trust us to handle the details while they focus on what matters most—building their business. See how we've made an impact.

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Franchise Models

Franchise Model Options

Co/LAB Lending offers two franchise models to fit your business needs and preferred level of involvement. Both options provide essential resources, tools, and support to establish and grow a successful mortgage brokerage. Choose the path that best aligns with your goals: whether you prefer active management with comprehensive support or a more hands-off approach with dedicated operational assistance, Co/LAB Lending has a solution designed to empower your success.

Done-With-You Model

The "Done-With-You" option is designed for franchisees who want to stay actively involved in their brokerage’s daily management while receiving expert support. This package includes:

Recorded Trainings: Covering everything from start-up to operations.
Live Coaching: Real-time sessions with expert coaches.
Business Resources: Checklists, guides, templates, HR docs, and more.
Sales and Marketing Tools: Scripts, templates, flyers, social media graphics, and presentations.
New Loan Officer Training: 16-week live course with recordings.
Franchisee Community: Peer support and collaboration.
Dedicated Support Desk: Quick access to assistance.
Continual Expert Guidance: Ongoing support from mortgage professionals.
Integrated LOS CRM: Track loan officer activity and business growth.

Done-For-You Model

The "Done-For-You" option adds the robust Mortgage Broker Concierge Service to the franchise package, designed to take on operational tasks and administrative management for a more hands-off experience. This package includes everything in the Done-With-You model, plus:

Company Maintenance & Expansion
Handles compliance upkeep, renewals, and expansion setup.
Licensing & Compliance
Manages licensing, audits, and regulatory updates.
Vendor & Lender Coordination
Sets up and renews vendor and lender partnerships.
Financial Health
Provides financial reviews and budget insights.
HR & Payroll Support
Oversees onboarding, payroll, and compliance.
Marketing Support
Creates branded marketing materials and graphics.

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How can we help?

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Get in Touch With Us Today

Ready to get the support your mortgage business needs to grow? Reach out to us today by scheduling a call or completing the form and let us know how we can help.